Overview
The Kins Ruyi Card is one of the Kins series credit cards issued by ABC. Characterized by easy application, usage, repayment and credit line rising, the card ensures you a facile approach to complex things in your busy and fast-paced life, offering you an easy access to an incredible life with credit card.
Features
Easy Application---Simple Procedure
To apply for a Kins Ruyi Card, fill out an application form and hand it over to any ABC outlet. Plus, you also need to show your identity certificate and a debit card issued by ABC. Once approved, you will get an initial credit line of RMB 2,000 as well as unconditional and exclusive annual fee free preference.
Easy Use---Credit plus Deposit
The card can be added to your Kins Debit Card account so that a fixed amount of money can be transferred to your Ruyi Card account to increase your credit line for more spending needs. Spending the transferred money with your Ruyi Card, you will enjoy bonus points offered.
Easy Repayment---Multiple Channels
In addition to repayment in full with your debit card that your Ruyi Card is bound with, you are also entitled to repay in our service outlets, transfer at our online banking, at ATMs or by telephone. You will not be charged the handling fee for withdrawing excess repayment of no more than RMB 2,000 every day from our intra-city outlets.
Easy Credit Line Increase---Growing Credit
You can call our hotline for a permanent credit line or temporary credit line adjustment. More importantly, we offer to work out a customized credit increase plan for you based on your track record as a cardholder.
Note: Please contact your local branch for detailed information about the service.
