Jin Qu Zeng Li

Overview
"Jin Qu Zeng Li", a wealth management product independently launched by ABC, has a relatively high floating income with principal not guaranteed. It is invested in inter-bank bond market, money market, capital market and quality trust programs, private equity programs and other financial assets.
The "Jin Qu Zeng Li" No. 1 open bond-style RMB wealth management product issued by ABC has a relatively high floating return with principal not guaranteed, and hence targets people with certain risk bearing capability. Investors can purchase or redeem the product in the open period based on their own situations.
Mainly investing in various debentures, the product is similar to pure bond fund, and is evaluated at market value and purchased or redeemed at net value. Based on ABC's risk rating rules, the product has a medium and high risk, and is thus appropriate for progressive and dynamic customers.
Features
Diversified investment: "Jin Qu Zeng Li" provides access to professional bond market for various investors. By making full use of fluctuations between different markets and differences in risk return, it shares results of domestic economic growth and properly allocates assets to lower risks.
Professional management: "Jin Qu Zeng Li", with ABC as its investment manager, is operated by bond investment trading and research team with rich experience of ABC. Through dynamic management, constant optimization of assets portfolio and tracking of market dynamics, the product is designed to use the trend differences leverage of different types of bond assets to create higher income for investors.
Open wealth management: Except for the lock-up period, the product can be purchased or redeemed at the end of each natural month in the duration, so as to facilitate liquidity management of investors and meet unexpected cash demand.
Controllable risk: Investing in various debentures, the product has much less violent fluctuations than Equity Products. Besides, the dynamic management and in-depth analysis and internal rating of debentures ensure controllable credit risk.
Notes on purchase
The personal investor shall fill out the Letter of Entrustment on Subscription and Purchase of Wealth Management Products of Agricultural Bank of China in an outlet of ABC by presenting valid identity certificate, debit card, comprehensive wealth management card, demand deposit integrated account passbook or settlement account opened with ABC. Agreement on Wealth Management Products of Agricultural Bank of China shall be signed for purchase of ABC's wealth management products for the first time. Besides, investors shall fill out the Questionnaire on Assessment of Risk Tolerance of Personal Investors (with an effective period of one year) before purchase, and then select appropriate wealth management products based on the assessment results. Personal investors with no experience in investment cannot purchase the products designed specially for those with experience.
The corporate and institution investor shall open an account, sign the purchase agreement, and fill out the Questionnaire on Assessment of Risk Type of Corporate Customers (non-derivative transactions) in an outlet of ABC. The investor shall fill out the Letter of Entrustment and purchase wealth management products in the account-opening outlet.
Tips
Wealth management products differ from ordinary bank deposits, and investors shall bear certain risks to earn higher income. The risks include subscription, policies, market, liquidity, information transfer, fund-raising failure, re-investment/premature termination and force majeure. For details, please refer to the product description or wealth management plan, contact service personnel of outlets or dial ABC customer service hotline 95599.